Football Road Trip? Fall cruise in your convertible? Grilling out? All your Autumn activities need the protection of State Farm. Now more than ever its critical to have an Agent you can count on to deliver all the discounts you are eligible for, coverage you need and the service you expect. Why pay more and get less? Call/text/email us today!

Did you know we are specialists when it comes to Residential Community Association (HOA) Insurance ? With over 150 Condo/Townhome Association policies in force here in Central Iowa, the Tim Ford Agency is well known for providing excellent coverage and service for the unique needs of these communities. Call us for more details on how we can help with your HOA coverage.

Bring in your Dog(s) for a treat, we are a Pet Friendly Office!

I'm also licensed in the great states of Arizona & Missouri! So, if you have any insurance needs in the "Grand Canyon" or "Show Me" States let us know and we can give you the same great coverage and service you are used to here in Iowa.

National Insurance Quality Award Winner * Beaverdale Business Association Officer * Beaverdale Neighborhood Association Member 1988 University of Iowa Graduate. 18 Years Ambassadors for Life Qualifier. Life Honor Club /Crystal Excellence Award. State Farm Agent since 1996 - 36 Years total service with State Farm Insurance. 28 Years Legion of Honor Qualifier National Insurance Achievement Award Winner 28 Years * Beaverdale Fall Festival Sponsor.

1985-1988 University of Iowa Mascot - "Herky The Hawk" Yes, I was kinda famous at one time. :-)

We know you have lots of choices in insurance. Dealing with it yourself can be confusing and mistakes can be costly. We can be your local insurance advocate and help you design a plan that suits your needs and budget. We can give you the confidence in your plan that you may be lacking right now, and save you some money as well! We are personally accountable when you have a question, a claim or something you need help solving. Call, email or text me today!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. In Des Moines, you can count on Tim for personalized service.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. For personalized coverage in Des Moines, IA, reach out to Tim.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Tim is here to help your Des Moines household feel covered.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Looking for coverage? Talk with Tim about your options in Des Moines.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Tim is proud to serve the Des Moines community.

Q: What does renters insurance cover?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Serving Des Moines and the surrounding area, Tim can help answer your questions.